PROGRAM ELIGIBILITY
The $20,000 Down Payment Assistance is structured as a second mortgage with zero interest and no monthly payments. It is repaid when you sell or refinance your home — real money toward your homeownership dream with no ongoing cost.
IS YOUR PROFESSION ELIGIBLE?
Nevada recognizes five categories of essential workers. Click your profession to see the full list of qualifying roles.
HOW IT WORKS
Confirm you work in one of the five essential worker categories and meet Nevada residency and income requirements.
Fill out the form below. Wes Tool (Guild Mortgage) and Chan Wathen (Epique Realty) will personally guide you through the process.
Each borrower completes a state-approved homebuyer education course before closing — we'll help you find one.
Your $20,000 in assistance is applied at closing. Move into your Nevada home with confidence.
INCOME LIMITS BY COUNTY
Household income must be at or below 150% of the Area Median Income (AMI) for your county.
Income limits based on 150% AMI as determined by the Nevada Housing Division. Subject to change.
READY TO GET STARTED?
Your path to homeownership starts with one conversation.
LET'S GET YOU HOME
Fill out the form and Wes & Chan will personally reach out to answer your questions and guide you through the program.